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Cyclists need to take out insurance
3:25pm Friday 30th August 2013 in Your Say
ON the topic of bikes.
Following on from Ron Wood’s letter, in which he expressed concern, among other aspects regarding safety, as to whom one could seek redress in the event of a cyclist causing injury through actually causing an accident.
Two years ago a cyclist careered into my car. He was out-of-control coming at high speed downhill on a narrow, bendy country road.
Suffice to say, he nearly wrote himself off – and my car – and certainly his bike which was left embedded in my side of the car with such force that I couldn’t open the door.
I will never forget the image of his terrified face as he hurtled towards me, nor the sickening sound of his head hitting the windscreen directly in front of me.
Fortunately he lived despite also hitting the road behind my car after he flew over the top. And no — he wasn’t insured. Fortunately though I was fully comprehensively insured, but if I hadn’t been?
I have just listened to a Radio 4 programme which featured Prime Minister Cameron’s initiative to try to persuade more people to cycle.
Interestingly it was a ‘phone-in. Two of the questioners asked if it should be mandatory for cyclists to be insured (and interestingly too — no one responded!). I believe that in Holland cyclists do have to be insured.
I would think this is vital. Why do we always lag behind?
And who hasn’t had a cyclist whizz past them when walking along a pavement or pedestrianised area? The other day I had two – one whizzed by ‘either side’ in quick succession.
You’ve only got to change course slightly and wham ... a nasty accident and who do you turn to if you are injured perhaps severely enough to require time off work or whatever?
Jill Needham, Wolversdene Road, Andover.